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							Muhammad Ali has 
							a BSc (Hons) in Accounting and Finance from 
							University of London, UK. His outstanding academic 
							performance made of a recipient of scholarships 
							throughout his 3 years in university. He currently 
							has 3 preliminary exams and 3 VEE's from the Society 
							of Actuaries (USA). 
							
							Muhammad Ali joined 
							Nauman Associates in 2006, prior to which he was 
							working as a lecturer in a renowned institute of 
							Lahore.     
							
							Muhammad Ali is 
							currently looking after the Insurance, Takaful and 
							Employee Benefits portfolio of the company. He is 
							handling a number of life, non-life and Takaful 
							companies, both local and international, 
							independently. He is also involved with a number of 
							Employee Benefit advisory work including Auditors’ 
							Expert Reviews in the past. 
							
							His areas of involvement and expertise include: 
							
								- 
								
Product development, pricing and profit 
								testing,  
								- 
								
Statutory reserving and solvency margin 
								testing,  
								- 
								
Model office projections and financial 
								analysis of various Life Insurance / Takaful 
								arrangements,  
								- 
								
Capital management for life insurers,  
								- 
								
Underwriting for life and health insurers,  
								- 
								
Risk management and Investment strategy  
								- 
								
Actuarial valuations of Post-Retirement 
								Employee Benefit Schemes such as Pension, 
								Gratuity and others.  
								- 
								
Calculation of Pension & Gratuity benefits 
								with respect to the rules of the scheme.  
								- 
								
Development of computer programs used for 
								calculating the obligations of various Employee 
								Benefit Schemes.  
								- 
								
Preparation & diagnostic analysis of the 
								Data used for actuarial valuations of Employee 
								Benefit Schemes.  
							 
							
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